Auto Lease Calculator

Auto Lease Calculator

Disclaimer: This is a simplified auto lease calculator. It estimates monthly payments based on the capitalized cost, residual value, money factor (equivalent to APR/2400), and sales tax (assumed on monthly payments, common in many states). Does not include acquisition fees, disposition fees, mileage limits, or wear-and-tear charges. Actual lease terms vary by lessor. Consult a dealer for precise quotes.
(Interest rate / 2400, e.g., 6% = 0.0025)
(Estimated value at end of lease, often 50-60% of MSRP)

Total Lease Cost (Upfront + Payments)

$0

Capitalized Cost

$0
Auto price minus down payment and trade-in

Monthly Depreciation Fee

$0
(Cap Cost - Residual) / Term

Monthly Rent Charge

$0
(Cap Cost + Residual) * Money Factor

Base Monthly Payment (pre-tax)

$0
Depreciation + Rent Charge

Monthly Payment (incl. Tax)

$0
Final amount due each month