Estate Tax Calculator

Estate Tax Calculator 2025

Disclaimer: This is a simplified federal estate tax estimator for 2025 based on approximate values. It does not account for state estate taxes, marital deductions, portability, generation-skipping transfers, valuation discounts, or complex estate planning. The federal exemption is ~$13.99 million per individual. Consult an estate planning attorney or tax professional for accurate calculations. Assumes U.S. resident and basic scenario.

Assets (Gross Estate Value)

Residence & Other Real Estate ($)

Stocks, Bonds, and Other Investments ($)

Savings, CDs, and Checking Account Balance ($)

Vehicles, Boats, and Other Properties ($)

Retirement Plans ($)

Life Insurance Benefit ($)

Other Assets ($)

Liability, Costs, and Deductibles

Debts (mortgages, loans, credit cards, etc.) ($)

Funeral, Administration, and Claims Expenses ($)

Charitable Contributions ($)

State Inheritance or Estate Taxes ($)

Lifetime Gifted Amount

Total amount you've gifted tax-free in your lifetime ($) This reduces your available exemption (gifts above annual exclusion use lifetime exemption)

2025 Federal Estate Tax Exemption: ~$13,990,000 per individual. Estates below this typically owe $0 federal tax.

Gross Estate Value

Total assets + lifetime gifts

Total Deductions

Debts, expenses, charitable, state taxes

Taxable Estate (after deductions)

Gross estate minus deductions

Available Exemption

$13,990,000

Basic exclusion amount minus used lifetime gifts

Amount Subject to Tax

Taxable estate minus available exemption

Estimated Federal Estate Tax Due

Progressive rates up to 40% on taxable amount